Agricultural/Commercial Loan Officer

About the role

Location: Grafton and Minot, North Dakota. Are you an experienced Ag/Commercial lender ready to own your portfolio, grow your relationships, and make a meaningful impact in your community? North Star Community Credit Union is seeking a results-driven professional to originate, manage, and supervise our commercial loan portfolio while shaping agricultural lending strategy in both the Grafton and Minot region. This role offers full portfolio ownership, direct impact on agricultural leaders and businesses, leadership opportunities, and a collaborative, community‑focused culture.

Responsibilities

• Originate, Manage, and Supervise Loans: Take ownership of North Star’s commercial loan portfolio, maintaining and improving asset quality while developing new and existing business relationships
• Business Development: Grow your portfolio by cultivating high-value agricultural and commercial clients in the Minot area
• Financial Analysis & Structuring: Review business financials, assess risk, and structure loans that maximize client success and portfolio performance
• Portfolio Oversight & Compliance: Monitor assets, ensure regulatory compliance, and maintain accurate, up-to-date documentation
• Member & Community Engagement: Provide strategic guidance to members and represent North Star in industry and local events to strengthen relationships and lending opportunities

Requirements

• 3–5 years of commercial or agricultural lending experience
• Expertise in North Dakota agricultural markets
• Proven success with large-scale crop and livestock producers, agribusiness operations, or complex farm financing structures
• Experience managing significant agricultural loan portfolios in rural financial institutions
• Strong analytical skills and ability to structure creative, tailored lending solutions
• Relationship‑focused, results‑driven, autonomous, and ready to lead
• Bachelor’s degree or equivalent industry certification preferred

Skills

• Interpersonal Skills: Work involves much personal contact with others inside and/or outside the organization for the purpose of first‑level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
• Other Skills: Must have experience in analyzing business financial statements and assessing the viability of businesses; must have excellent communication and PR skills; ability to use related software required.

Benefits

• Competitive base salary
• Comprehensive health, dental, and vision coverage
• Employer‑supported retirement plan
• Paid time off and holidays
• Community‑focused, collaborative culture