2027 Quantitative Analytics Program - Risk Analytics and Decision Science (RADS Masters) - Early Careers

Wells Fargo is seeking talent to join the 2027 Quantitative Analytics Program for candidates with a Master’s degree. This program offers an opportunity to apply advanced analytics, artificial intelligence, and machine learning to complex business challenges at a leading financial institution.

About the Program

This 12-month development program combines hands-on project experience, mentorship, technical training, and exposure to senior leaders. Through two six-month rotations, you will work alongside experienced quantitative professionals to develop and evaluate innovative solutions supporting business strategy, risk management, and customer experience. The program emphasizes fresh perspectives, innovative approaches, and contributions to Wells Fargo’s strategic priorities. Upon completion, you will transition into a full-time role aligned with your skills, interests, and business needs.

Projects You Could Work On

• Forecasting loss and revenue for credit card loan portfolios
• Developing credit scorecards for consumer decisioning strategies
• Building models to identify money laundering patterns across massive transaction databases
• Predicting operational losses using statistical and machine learning modeling
• Applying statistical and quantitative techniques to validate model design, calibration, and implementation

What You'll Experience

You will work in a data-driven environment where advanced analytics, machine learning, and emerging technologies power decision-making across the enterprise. The program focuses on solving complex problems in credit risk, financial crime, customer experience, and operations. You will design and deploy models that inform critical decisions, from forecasting portfolio performance to applying generative AI in underwriting and customer interactions. Collaborating with cross-functional teams and senior leaders, you will turn quantitative techniques into actionable insights, playing a key role in shaping the future of banking.

Program dates: July 2027 – July 2028
Program duration: 12 months
Program location: Charlotte, NC

Requirements

Required Qualifications:

• 6+ months of work experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education
• For Europe, Middle East & Africa only: Work experience, or equivalent demonstrated through one or a combination of the following: work experience, training, or education

Qualifications

Desired Qualifications:

• Currently pursuing a Master’s degree in Statistics, Data Science, Mathematics, Econometrics, Computer Science, Engineering, or a related quantitative field, with an expected graduation date between December 2026 and June 2027
• Excellent programming skills and proficiency in statistical software packages such as Python, R, SQL, Spark, and Java
• Strong quantitative and analytical skills, with the ability to apply data analysis, modeling, visualization, statistics, research, and generative AI to generate insights and support innovative solutions
• Ability to execute with urgency, apply data and software engineering skills to design, develop, and deliver scalable solutions, and drive operational excellence with strong data management and an enterprise mindset
• Strong communication skills, with the ability to foster an inclusive environment and actively seek, apply, and respond to feedback in collaborative analytical settings
• Strong business acumen with a commitment to providing excellent service and supporting data-informed business outcomes
• Ability to act with integrity, support risk assessments, and apply risk controls to manage risk in a disciplined, data-driven environment
• Experience and demonstrated knowledge in areas such as machine learning/AI models, data analysis, statistical modeling, data management, and computing

Wells Fargo only considers candidates who are presently authorized to work for any employer in the United States and who do not require work visa sponsorship now or in the future to retain their authorization to work in the United States.