2027 Commercial & Investment Bank Innovation Development Full-Time Analyst Program

About the role

The Innovation Development Program (IDP) focuses on building the next generation of product managers who drive continuous innovation and enhancements, create lasting positive impact, and develop cutting-edge solutions to complex problems within Global Banking (GB) lines of business. The program offers rotational opportunities across functional, business, and product teams such as Digital, Solutions, Transformation, Product, Marketing, and Business Architecture.

As an analyst in the Innovation Development Program, you will begin your 2.5-year program with approximately five months of Global Banking project-based learning, solving a complex business problem in an incubator environment while developing foundational knowledge of Product Management. Following this, you will participate in two 12-month rotations aligned to high-impact teams within the Commercial Bank. You will work alongside a cohort of peers, driving impact while launching your career.

Upon successful completion of the program, analysts will be eligible for Associate I level positions in Global Banking across the country.

Responsibilities

• Develop foundational skills and take on a range of mission-critical responsibilities
• Combine strategic thinking and quantitative analysis to answer business questions
• Present and communicate findings to key stakeholders
• Build a deep knowledge of our business and products
• Leverage an innovation mindset to design client experiences and solutions

Locations

• New York Metro
• Chicago, IL
• Palo Alto, CA
• Plano, TX

Requirements

• Exceptional interpersonal and communications skills
• Excellent problem-solving and critical thinking skills
• Comfortable navigating through ambiguity
• Desire and passion for creating positive change through financial services
• Intellectual curiosity and a desire to learn
• Ability to formulate questions, suggestions, and next steps based in logic with little direction
• Ability to thrive in a fast-paced, collaborative environment
• Demonstrated leadership experience in school or community
• Graduating between December 2026 to June 2027
• Minimum cumulative GPA of 3.2 on a 4.0 scale
• Authorization to work permanently in the U.S.

Preferred Qualifications

• Proficiency in Microsoft Excel and PowerPoint
• Knowledge of Python, Java, or SQL is a plus
• Relevant internship experience and coursework in accounting, data science, economics, engineering, or finance

Benefits

• Comprehensive health care coverage
• On-site health and wellness centers
• Retirement savings plan
• Backup childcare
• Tuition reimbursement
• Mental health support
• Financial coaching
• Discretionary incentive compensation (cash and/or forfeitable equity) for eligible roles

Additional details about total compensation and benefits will be provided during the hiring process.