2027 Commercial Banking Development Program - Credit Analyst - Beverly Hills, CA - Entertainment Banking

About the role

The Western Alliance Innovation Banking Group takes an entrepreneurial approach, providing financial solutions to companies nationwide in a variety of innovation sectors. With a strong track record and staying power in helping innovation companies with their banking needs for more than 20 years, our industry know-how can unlock funding to fuel your company's momentum, at any stage, from inception to IPO and beyond.

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company's heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.

Responsibilities

• Spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management
• Manage spread assignments, conduct financial analyses, and maintain related records and files
• Prepare a variety of credit department reports
• Support the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers
• Collect, organize, and analyze company financials to ensure Bank compliance, and update the Bank's systems accordingly
• Work directly with clients to resolve compliance issues and operational inquiries
• Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures
• Prepare in-depth reports providing plans of action based on qualitative and quantitative research
• Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents
• Produce loan packages for new and restructured loans
• Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc.
• Monitor loan disbursements to ensure compliance with Bank regulations

Requirements

• Completion of an Accounting course
• Bachelor's degree or equivalent experience required
• GPA of 3.0 or higher required
• Strong analytical, conceptual, communication, leadership, and organizational skills
• Interest in working in Commercial Banking
• Ability to self-motivate and work productively without supervision
• Entry-level speaking and writing communication skills

Pay

Hourly range for new hires is generally $33.40 for Beverly Hills, CA. Salary amount is determined by specific job location. The role may be eligible for annual bonus/incentives earned.

Benefits

• Competitive salaries
• Ownership stake in the company
• Medical and dental insurance
• Time off
• 401k matching program
• Tuition assistance program
• Employee volunteer program
• Wellness program
• Opportunity to bolster business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving invaluable hands-on experience to help grow your career